Many people feel like they shouldn't make a fuss after being in an accident, and should just take care of things through their own insurance coverage. In many cases, though, a car accident lawyer becomes necessary to help you get what you deserve. Although they're not necessary after every accident, or even every major accident, there are many situations in which it can really pay to hire an accident attorney. First, your need for an accident attorney depends on the severity of the accident and of any resulting injuries. A fender-bender usually does not require a legal case, and you probably won't need a lawyer to handle the situation. On the other hand, a serious accident in which one or more vehicles have been "totaled" will often call for legal counsel to guide you through the often confusing aspects of dealing with insurance companies. If you have been injured in a car accident, a car accident lawyer can help you get the settlement you deserve. You should never accept any settlement offer without first consulting a lawyer. You need a professional auto accident attorney to help you get the compensation you deserve; many of these lawyers don't get paid unless you successfully negotiate a settlement. Too many victims of negligent drivers avoid going after what they deserve because they don't want to get caught in a long and drawn-out process, but an accident attorney can help everything go smoothly. Car accident lawyers are often involved when the fault of the accident is questioned. While many accidents are clear-cut cases, in some, it is difficult to determine who is at fault. Whether the accident is major or minor, fault must be determined before insurance companies will pay for the damage or injuries. The types of car accidents vary widely, which can often make it difficult to determine who is truly at fault. If the accident is still being investigated by the police or by insurance agents, contact a lawyer as soon as possible. If you have been in a car accident caused by someone else, a skilled accident lawyer can help to guide you through this process and gain a favorable outcome. If your insurance company has denied your claim for coverage, but you know that you deserve some compensation for the accident, you need a car accident attorney. Your lawyer can fight for your case, working between you and the other party, their insurance company, and your own insurance company to get your claim settled. The goal of an insurance adjuster is to pay out as little as possible to save the insurance company money. They may make an unreasonably low offer or argue that the accident was your fault. Car accident lawyers are skilled at dealing with insurance companies to get a fair settlement. At some point in your life, you will probably be involved in some type of car accident. These can be very scary, especially if it's your first accident. In the aftermath of an accident, you may feel overwhelmed and frightened by the possibility of getting your car fixed and healing from your injuries. If ever faced with such a horrible situation, you should know what to do. Not only must you exchange your contact information and insurance numbers with the other party, but you must also know when the skills of a car accident attorney are needed. DUI's are serious business. Thanks to a heavy propaganda campaign delivered by the Department of Transportation and Mothers Against Drunk Driving, most citizens are at least causally aware of the potential consequences of a DUI. Fines, Court Costs, Probations, License Suspensions, even jail potentially await the drunken driver. However, there is a financial cost to a DUI that most people are unaware of: Extensive, Extreme Insurance Costs. This article explains those cost as it applies in the State of Florida. Note: The specific insurance information herein applies only to the laws of Florida. The author is an DUI Lawyer in the State of Florida and licensed only to practice within that State. If you are looking for information for insurance premiums in another state, please consult with an experienced DUI Lawyer in that particular State. Of all of the penalties a conviction for DUI in Florida brings to the table, perhaps the most painful and long lasting is the three year hike on your insurance premiums. It has been estimated that the average increase to an insurance premium is 200%-300%. This occurs both because of a DUI "penalty" levied by the insurance company, as well as because of higher coverage limits that become mandatory if you have a vehicle. For example, if your current yearlky policy is $1500.00, then you may be looking at anywhere from $3000.00 - $4500.00 just to maintain your policy. And unfortunately, your insurance company may not wish to insure DUI drivers, and may not issue you a policy at all! In order to reinstate your Florida driver's license, you will be required to obtain a FR-44 Form which must be maintained for three years. You obtain the FR-44 form from your auto insurance company. The bad part of this, is that you cannot cross your fingers and hope that your insurance company will not find out about your DUI. If you want to have a license in Florida, and you have a car, then the insurance company will indeed know that you have been convicted of a DUI. The Florida FR-44 Form is a certificate of continuing financial responsibility showing the limits of your automobile liability insurance that must be kept on file with the Florida DHSMV for three years from the ending date of any revocation. In Florida the FR-44 became required in February 2008. Previously, the State of Florida required an SR-22 form, which was the same basic idea (had to be on file at the DMV, etc.), but the policy limits where lower. Accordingly, the insurance hike you will see as the result of a DUI conviction can be painful, and will last three years. It is a cost that many people are not aware of even after pleading to a DUI. If you are concerned about this cost affecting you in the future, then you must consult with a DUI Lawyer to discuss your options. When a person suffers injury due to someone else's action, it is natural for him to ask for compensation for that injury. Unfortunately, in most of the cases, the injured person is denied the compensation he is entitled for and the insurance companies never always underpay for their own stakes. Insurance companies do this deliberately as they are aware of the fact that a common person does not know the legalities because of which he will never be able to protest them. This is when there comes a need of personal injury lawyer. A qualified lawyer will assure that the injured gets his due justice. For any victim, the period after a motor accident can be tough and whirlwind. In addition to taking the pain of his injuries, he may need to make several decisions regarding how to follow up the case. One of the most important decisions he need to make is, whether or not he will take the services of a personal injury lawyer. If the person is having valid medical insurance, he is eligible for reimbursement of all medical costs incurred by him for his rehabilitation. If the insurance company refuses to abide to pay, the total amount the victim is eligible for, services of a good lawyer like the one must be taken. Insurance companies often mislead the victims to underpay them. The main ways they misguide are They try to be too nice to the victims and try to socialize with those who do not have any attorneys with them. They try to make an out-of-court settlement with much smaller amounts of compensation than the actual eligibility of victim. They try to gather all unnecessary information to settle any claim. To keep the victims deprived of their compensation insurance companies demand for unnecessary documents, just to declare the file as incomplete, which is then shown as a reason for non-payment or underpayment of the amount of compensation. They try to frustrate the victims by delaying the proceedings deliberately. Many insurance companies do not tell about the riders opted by the victims. They try to invade the privacy of the victim by uncovering his medical history. All of the above problems can be solved by hiring an eligible attorney like who has all the knowledge about the legalities involved. Being a trained professional, personal injury lawyer will make sure that the victim gets the entitled amount of compensation. Another benefit of hiring a law professional is to keep the insurance companies at bay. They will never dare to make any false claim or advancement, as they will be well aware of the consequences. It is a duty of the injured to help personal injury lawyer whom he has hired for his defence. He can help the lawyer by telling him the truth, not giving any written or verbal statement to the police in his absence, taking medical help and keeping all the relevant records intact, taking the photographs on site if possible etc. These things will not only help the personal injury lawyer but also will help the victim to get his due. Hiring a professional as well as experienced personal injury lawyer will not only bring the culprits to the books but will also help the victim get all his dues.
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